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  • 简介:近年来,随着互联网技术不断发展,我国P2P网络借贷行业迅速扩张,先后经历了市场导入期、快速扩张期、野蛮生长期和稳定发展期四个阶段。目前我国P2P网贷平台数量和交易金额快速增长,信用风险不断暴露,行业竞争加剧,网贷平均期限较短,平台质量参差不齐。未来行业发展趋势表现为:地域集中度进一步增强,投资者队伍逐渐多元化,建立以信用评级为核心的大数据风险控制体系,网络贷款行业市场细分,政府监管进一步加强。

  • 标签: P2P网贷 发展历程 发展趋势
  • 简介:P2P网贷是近几年兴起的一种新型民间借贷模式,作为传统银行借贷的一个补充,P2P网贷的发展必须建立在投资者信任的基础上。该文首先基于P2P网贷的现状和信任理论建立P2P网贷的信任模型。然后遴选国内105家网贷平台的1072条网络借贷的数据进行实证研究,发现我国P2P网贷的投资者对网络借贷的信任首先是基于对平台的信任,其次才是对借款人的信任。平台的背景、资本实力、上线时间和抵押担保方式等均显著影响利率。借款人身份、借款期限、借款金额等对借款利率也产生影响。

  • 标签: P2P网贷 网贷平台 信任模型
  • 简介:Itisthemomentthecitytakesonitsyoungandbeautifullook.Itisthemomentthepeopledoeverythingtosurprisetheworld.Itisthemomentthewholecountryholdthebreath.The29thOlympicGamesisapproachinginBeijing.ItwillbeanextraordinaryOlympicGames,asthe1.3billionpeopleofChinaareallgetinvolvedinitwiththeirpassionforsports.Theywaitedinalonglineinfrontoftheticketpolls,andstayedupinthetentforthematchtickets;theyhappilytakethebusandsubwayinsteadofthecarsforthecleanair;andtheydovolunteerjobsinuni-formsfromdaytonightwithoutsinglewordofcomplaining...ThewholenationgivesherbestdefinitiontotheOlympicsprit.It'speople'sOlympics:it'severyone'sOlympics.

  • 标签: 中国 北京奥运会 全民参与 奥林匹克精神
  • 简介:Asoneoftheworld’smajorwatchproducers,China’stimepieceproductionranksfourthafterJapan,HongkongandSwitzerland.Chinaisalsooneoftheworld’slargesttimepiececonsumermarkets.Intheyearstocome,itispredictedthatthesalesvolumeofwatcheswillreach50millionpieces,andthatof

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  • 简介:WiththefastgrowthofChina’seconomyinthepastdozenyears,itsairlineindustryhasexperienceda20%averageannualgrowthrate.Bytheendof1994,theannualtotalmileagereached6millionton/km;thenumberofairroutesjumpedfrom162in1978toover600;thenumberoftransportaircraftstoodatmorethan300;andthemaiorflightforceisuptotheworld

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  • 简介:Facts&FiguresOnAugust26,1996,China’stotalvolumeofpublictelephoneexchangersexceeded100millionlines,surpassingGermanyandJapan,andcreatingtheworld’ssecondlargestphonenetworkbehindtheUnitedStates,asurgefrom17thin1985.In1998,thenumberoftelephonesubscriber...

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  • 简介:FromDecember1998toJune1999,theChinaMarketSupervisionundertheStateStatisticsBureauconductedsurveysontheconsumptiontrendsandlivesofChina’surbanresidentsamong5,000consumersin20cities,includingBeijing,Shanghai,Chengdu,Guangzhou,Wuhan,Naming,Qingdao,Dalia...

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  • 简介:Chinahassuccessfullytakenitsprimarystepsforwardinopeninguptotheoutsideworldinallrespects.ProfileofroutemapIn1949,rightaftertheestablishmentofthePeople'sRepublicofChina(PRC),overalleconomicblockageandembargoimposedbyothercountries,excepttheSovietUnionandeasternEuropeancoun-tries,separatedChinafromtheglobaleconomicandtradecommunity.Insuchacontext,ChinaCouncilforthePromotionofInternationalTrade(CCPIT)wasborninMay1952tofacilitatenon-governmen-taltradewithothercountries,Japaninparticular.

  • 标签: 中国 外贸政策 外资利用 知识产权保护
  • 简介:AfiertheoutbreakoftheAsianfinancialcrisis,theissuewasraisedoverseasofrwhetherChinawouldbecomethenextdominoofAsianfinancialcrisis.AccordingtoMr.WangMengui,economistandDirectoroftheStateCouncilDevelopmentResearchCentre,China’seconomicdevelopmentisoptim...

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  • 简介:Inrecentyears,Shenzhenhasenjoyedasignificantupsurgeinoverseasinvestment,BytheendofAugust1993,Shenzhenhadapproved8.284foreign-fundedenterpriseswithcontractualforeigninvestmentofUS$10billion,andforeigninvestmentinactualuseofUS$5billion,rankingittopintermsofforeigninvestmentnationwide.ForeigninvestmentinShenzhenhasthefollowingfeatures:1.Thesizeofforeign-funded

  • 标签: 山甲 明州
  • 简介:Theworldeconomywassuffereddramaticallyin2008,becauseofthefinan-cialturnaoil.Itispredictedthatinthenextyears,Chinaeconomicgrowthwillslowdown,and2009wouldnotbethebottom,buttheeconomyfunda-mentalisstillhealthy.Asoft'U'turncanbeexpectedinthefuture.Macro-economyTwoofChinaeconomicgrowthpillarengines,exportsectorandreal-estateindustryhavebeensignificantlyinfluencedbytheglobalfinancialcrisis,trendsofthistwosectorsshowthatChinacouldnotbeanexceptioninthiseconomictur-moil.Theglobaleconomicturmoilhasasignificantnegativeimpactontheexportgrowth,anddomesticimportsalsoslowdownsincedomesticdemandhasbeenweaken,(SeeChart1)Asoneofthepillarindustry,realestateindustrysufferedalotundernationaldeclinelastyear,withanationalaveragedropof4.7percentonhousingprice.(SeeChart2)Domesticfixed-assetinvestmentgrowthhasalsosloweddown.Chinabusinesscyclesignalindexshowsthatthemacro-economicshasbeenslowingdown,andaccordingtothehistoryofChina'seconomy,thisdownturnwouldlastatleast3years,2009wouldnotbethecyclebottom.(SeeChart3)Thebusinesscyclesignalindexisdecliningfrom117.3inMayto94.7inOcto-ber,thefirsttimetodropunder100from1992,meaningthemacroeconomichasbeenslowingdown,butisstillinthestablezonesofar.LookingbackatthehistoryoverChina'spast30years,economicgrowthcycli-caldownturnwouldlastatleast3years.StandardCharteredBank'slatestreportreducedChinaGDPforecastfor2008to9.6percent,apoor7.9percentin2009,andevenlowerat7.1percentfor2010.(SeeChart4)ChinaisbelievedtobeshieldedfromchaoslikeUS,andfinancialwoeshavelimitedimpactonChina.Thecountryhadrichresourcereserves,greatmarketpo-tential,vigorousenterprisesandthegovernmenthadstrongmacro-controlabilities.Themajorindicatorsareinhealthycondition,whichcanhelpChinagovernmenttofighttheeconomyturmoilin2009.

  • 标签: 世界经济 金融风暴 经济危机 预言 2009年
  • 简介:ToassistyouinopeningupChina’smarket,China’sForeignTradeprovidesservicesofChina’smarketsurvey.1.SupplyingwrittenreportsonChina’smarkets1)China’ssteelmarket,2)China’stimbermarket,3)China’scementmarket,4)China’snon-ferrousmetalsmarket,5)China’sfertilizermarket,6)China’scerealsmarket,7)China’sapplemarket,8)China’s

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  • 简介:<正>OnMarch5,PremierWenJiabaostressedthatthegovernmentwillimplementandimprovepoliciestopromotethegrowthofmicroandsmallbusinesses(MSEs),furtherreduceburdensonenterprises,andpromotethevibrantgrowthofhigh-tech

  • 标签: Premier stressed hasbeen FACED ACCOUNTING REGISTER