Amodelwasestablishedtopredictcondensationheattransfercoefficientonhorizontalrectangularfinnedtube.Drop-Offzoneatthetubebottomwasconsideredanddetermined,theknownHonda(andOwen)expressionofretentionanglewasalsomodifiedasaresultofconsideringdrop-offzone.Heatfluxonfintipsintheunfloodedregion,finflanks,finspacingsandfintipsinthefloodedregionwereanalyzedrespectively.COndensationonfintipsinemphasizedbyconsideringthevariationoffilmthicknessalongcircumferenceaswellashorizontally.FInefficiencywasconsideredincalculation.Thepredictionresultswerecomparedwithseveralresearchers'experimentaldataforthreekindsofworkingfluidsonsevendifferenttubegeometriesandforvarioustemperaturedifferences,Thesedataunderabout60testconditionswerepredictedwithdiscrepancyof±10%.PredictionbythepresentmodelforsteamandR-113condensationwerecomparedwithpreviousmodels.